Supplemental Retail1 Plans
Ideal for travelers who have primary insurance.
iNext offers two levels of supplemental travel protection coverage to choose from. These plans are designed to supplement private insurance by providing additional coverage for the cost of unexpected accidents and illnesses while you are abroad. Additionally, these plans offer Emergency Evacuation and Medical Transportation; 24-hour Medical; Loss/Theft of Baggage and Personal Effects; Non-Insurance Assistance Services; as well as the option to add Trip Cancellation/Interruption1 and Security Evacuation coverage, which is underwritten by Crisis 24.
Purchase a Supplemental Retail1 Plan
iNext travel protection plans must be purchased PRIOR to departure from the U.S. and are invalid if purchased or renewed from abroad.
Totals below are maximum benefit amounts/ principal sums.
Benefit |
Basic |
Platinum |
Pricing Per Trip Length (180 Day Max Trip) |
14 Day Trip Length: $27.53
45 Day Trip Length: $59.00
180 Day Trip Length: $177.00 |
14 Day Trip Length: $41.77
45 Day Trip Length: $89.50
180 Day Trip Length: $268.50 |
Accident Medical Expense (Includes COVID-19) |
up to $25,000 |
up to $100,000 |
Emergency Dental |
up to $750 |
up to $750 |
Deductible |
$0 |
$0 |
Accidental Death & Dismemberment |
|
|
24-Hour |
up to $5,000 |
up to $20,000 |
Common Carrier (Air Only) |
N/A |
up to $100,000 |
Baggage and Personal Effects |
N/A |
up to $2,500 |
Per Article Limit |
N/A |
$250 |
Combined limit for Valuables |
N/A |
$500 |
Baggage Delay (24 hours) |
up to $100 |
up to $200 |
Emergency Medical Evacuation, Medical Repatriation and Return of Remains |
up to $300,000 |
up to $1,000,000 |
Transportation of Dependent Children |
Included in above |
Included in above |
Transportation to Join You (Bedside visit) |
Included in above |
Included in above |
Sickness Medical Expense |
up to $15,000 |
up to $100,000 |
Deductible |
$0 |
$0 |
Trip Delay (12 hours) |
N/A |
up to $200 |
Pre-existing Conditions |
Excluded |
Excluded |
The insurance benefits in all Supplemental Retail Plans are subject to limitation and exclusions, including an exclusion for pre-existing conditions.
Non-Insurance Assistance Services provided by International Medical Group
Benefit |
Basic |
Platinum |
24-hour Travel Assistance |
Included |
Included |
Global Web Tool |
Included |
Included |
Optional Upgrades
Only available for Premium and Platinum benefit plans.
Optional Upgrades for Supplemental Plans
Trip Cancellation and Interruption Options*** |
Maximum Benefit Amounts |
Available Benefit Levels (Cost) | $1,500 ($69) $3,000 ($99) $5,000 ($179) $7,000 ($229) $10,000 ($298) |
Trip Cancellation | *100% of Trip Cost up to benefit level |
Trip Interruption | *110% of Trip Cost up to benefit level |
Download | Plan Details |
***This upgrade is not available as part the Supplemental Basic Plan.
Optional Upgrades for Supplemental Plans
Security Evacuation coverage, underwritten by Crisis 24 (available with Premium and Platinum only) |
Available Annually (Discounted rates available for iNext Partners) – $40 |
Political / Natural Disaster Evacuation | $100,000 |
Kidnapping / Ransom Consulting | $250,000 |
Security Evacuation is not available as part of the Supplemental Basic Plan.
A detailed description of the terms and conditions for the Security Evacuation upgrade is available. The iNext Security Evacuation is administered by Crisis 24.